Dental care is both necessary and expensive. Neglecting to visit a professional at least once a year can lead to costly consequences. Those can affect both your oral and general health. Don’t wait, find affordable dental care quick.
Below you can read about 8 ways of making dentist visits more budget-friendly.Creative Commons
Authority Dental dentist match service
Doing your research to get hold of a cost-effective dentist is not easy and can take up a lot of your time. But it doesn’t have to.
We have compiled thousands of dentists across the US in our database. This includes both general dentists and representatives of all dental specializations. It doesn’t matter whether you need a routine check-up or extensive work. We can help you arrange an affordable visit. Find a dentist near you. Call now at 855 429 8573.
Take advantage of dental students
Dentists don’t just pop up out of thin air. They need years of schooling, training, and practice. This can be a great opportunity for those on a low income.
Students can perform many procedures under the watchful eye of a licensed professional at a much lower cost. We have contacted US dental schools to find out how much patients can save this way. Most of them declare discounts in the range from 20-60%.
The only downside is that the appointment will take a bit longer or you may require more visits than in a private office.
Plan your savings without insurance
It’s possible to find a low-income dentist without insurance. And even if you are insured, enrolling in a dental discount plan can be a good idea. Most dentists allow you to use reductions after your insurance cap is reached.
A dental discount plan ensures discounts on dental procedures of up to 60%. There is no paperwork or yearly maximums. The moment you sign up, you are eligible for affordable dental care.
You have to go with an in-network dentist. Almost every second dentist in the US belongs to this category. This means finding one won’t be difficult.
Check community health centers in your area
Not all clinics charge their patients regular prices. There are a few possibilities you might want to look into while looking for more affordable options.
Most Federally Qualified Health Centers offer sliding fees. This means that the lower income a family has, the more of a reduction they can count on. The income concerned must be 200% or less than the federal poverty level.
Native American patients have the option of going to a tribal clinic. The Indian Health Service offers a search engine to find dental and healthcare facilities that will provide cheaper procedures.
Each state runs a Medicaid program for low-income folks. Coverage depends on your location. Medicaid works similar to insurance, so there is a waiting period for non-emergency treatment and yearly caps to consider.
According to statistics provided by Medicaid the biggest groups benefiting from this program are:
- pregnant women,
- low-income adults,
- elderly adults, and
- people with disabilities.
In order to enroll, patients must contact a state provider.
Find information on Children’s Health Insurance Program
CHIP coverage depends on your location. Usually it is available for anyone under 19 who is uninsured and ineligible for Medicaid. Nonetheless, they also offer financing to children who are not among those in the lowest-income families.
It is funded by both the state and federal government. As of 2018, there are about 9.6 million children enrolled. There are no co-pays or deductibles. The program involves a small monthly fee.
Keep an eye out for dental non-profits or charity events
Many dental professionals devote some of their time to volunteering. Dentists, oral surgeons, and hygienists provide services either at dedicated clinics or at charity events. This is a great opportunity for a periodic exam, simple procedures like fillings, or even extractions sometimes.
Moreover, some clinics and non-profits receive financing and can provide reduced treatment for patients. The funding comes from ADA and state dental associations, as well from the local health departments. Their websites are a great source of information on whether an event is being planned in your area.
This option may be particularly interesting to the elderly, disabled, and veterans. Most events are intended for these social groups. Even though there are waiting periods and resources are limited, it’s still worth trying.
Use your employee’s benefits
About 50% of employers offer their employees dental insurance. Research shows that Americans often seek low-cost dental care benefits when looking for work. Both routine procedures and emergencies are usually covered in a significant part.
There are out-of-pocket costs to consider of course, such as deductibles, co-pays, and annual maximums. Nonetheless, employee insurance can help out a lot in paying for dental checkups, cleanings, as well as restorative procedures.
The most popular plans are DPPOs (Dental Preferred Provider Organizations) and DHMOs (Dental Health Maintenance Organizations). The first won’t allow you to save as much, but the second has more limitations when it comes to what dentist you can visit.